@font-face {
  font-family: RecifeFallback;
  src: local("Georgia");
}

:root {
  color: #1c1c1c;
  background: #fff;
  font-family: Arial, Helvetica, sans-serif;
  font-synthesis: none;
  text-rendering: optimizeLegibility;
  --green: #78b050;
  --green-dark: #477733;
  --purple: #8a488b;
  --paper: #f3f1ee;
  --ink: #1c1c1c;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; min-width: 320px; color: var(--ink); }
button, input { font: inherit; }
a { color: inherit; }
.skip-link { position: absolute; z-index: 20; left: 12px; top: -60px; padding: 10px; background: #fff; }
.skip-link:focus { top: 8px; }
.notice { height: 30px; display: flex; justify-content: center; align-items: center; gap: 8px; background: #fff8da; border-bottom: 1px solid #e6dfb7; font: 14px Georgia, serif; color: #393631; }
.notice-icon { width: 14px; height: 14px; display: inline-grid; place-items: center; border: 1px solid #b08e2d; border-radius: 50%; color: #977d2c; font: bold 10px Georgia, serif; }
.site-header { height: 66px; padding: 0 max(calc((100% - 1290px)/2), 40px); display: flex; align-items: center; gap: 32px; background: #fff; position: relative; z-index: 5; }
.brand { display: inline-flex; align-items: center; gap: 7px; color: #171717; text-decoration: none; flex: 0 0 auto; font: 37px/1 Georgia, "Times New Roman", serif; }
.brand-mark { width: 39px; height: 39px; }
.primary-nav { display: flex; align-items: center; gap: 31px; margin-left: auto; }
.primary-nav a, .utility-nav a, .login-button { text-decoration: none; font-size: 15px; }
.nav-item { position: relative; }
.nav-link { position: relative; display: inline-flex; align-items: center; min-height: 56px; padding: 23px 0 22px; border-bottom: 3px solid transparent; color: var(--ink); text-decoration: none; }
.nav-item:hover .nav-link, .nav-item:focus-within .nav-link, .nav-item.is-open .nav-link { border-color: var(--green); }
.nav-dropdown { display: none; position: absolute; top: calc(100% + 1px); left: 0; width: min(750px, 72vw); background: rgba(255, 255, 255, 0.98); border: 1px solid #dfe3e7; box-shadow: 0 18px 28px rgba(15, 23, 42, 0.14); z-index: 30; }
.nav-item:hover .nav-dropdown, .nav-item:focus-within .nav-dropdown, .nav-item.is-open .nav-dropdown { display: flex; }
.nav-dropdown-list { flex: 0 0 300px; display: flex; flex-direction: column; background: #f5f5f3; border-right: 1px solid #dfe3e7; }
.dropdown-link { display: flex; align-items: center; gap: 12px; min-height: 54px; padding: 9px 18px; text-decoration: none; color: #1c1c1c; font-size: 16px; font-weight: 600; background: rgba(255,255,255,0.15); }
.dropdown-link + .dropdown-link { border-top: 1px solid rgba(32, 32, 32, 0.08); }
.dropdown-link:hover, .dropdown-link:focus-visible { background: rgba(120, 176, 80, 0.08); }
.checking-icon, .menu-asset { width: 20px; height: 20px; object-fit: contain; flex-shrink: 0; }
.menu-icon { position: relative; flex-shrink: 0; width: 20px; height: 20px; border-radius: 4px; background: rgba(25, 31, 38, 0.05); border: 1px solid rgba(29, 42, 57, 0.28); }
.menu-icon::before { content: ""; position: absolute; inset: 5px; border-radius: 2px; background: #1d2a39; }
.icon-money::before { inset: 6px 4px 4px 5px; }
.icon-savings::before { border-radius: 50%; }
.icon-loans::before { inset: 4px 6px 5px 4px; }
.icon-home::before { inset: 4px; clip-path: polygon(50% 0, 100% 38%, 100% 100%, 0 100%, 0 38%); }
.icon-shield::before { inset: 3px 5px 4px 5px; clip-path: polygon(50% 0, 100% 20%, 100% 58%, 50% 100%, 0 58%, 0 20%); }
.icon-tech::before { inset: 3px; border-radius: 50%; }
.icon-warning::before { inset: 3px 5px 4px 5px; clip-path: polygon(50% 0, 100% 100%, 0 100%); }
.nav-dropdown-visual { flex: 1; min-height: 360px; position: relative; background: #7bb35a; overflow: hidden; }
.dropdown-visual-art { position: absolute; inset: 0; background: linear-gradient(180deg, rgba(123,179,90,0.9), rgba(123,179,90,0.9)), url('https://c1.frostbank.com/dam/Images/Pages/Home/Jumbo-CD-400-Banner.png') center/cover no-repeat; opacity: 0.9; }
.dropdown-visual-copy { position: relative; z-index: 1; height: 100%; display: flex; flex-direction: column; justify-content: center; gap: 18px; padding: 28px 28px 30px 30px; color: #fff; }
.dropdown-visual-copy h3 { margin: 0; font-size: clamp(26px, 2.2vw, 38px); line-height: 1.08; color: #fff; }
.dropdown-visual-copy p { margin: 0; font: 400 19px/1.4 Georgia, "Times New Roman", serif; max-width: 330px; }
.dropdown-visual-copy button { width: fit-content; min-height: 48px; border: 0; border-radius: 4px; background: rgba(28, 28, 28, 0.96); color: #fff; padding: 0 28px; font-size: 14px; font-weight: 700; text-transform: none; cursor: pointer; }
.utility-nav { display: flex; align-items: center; gap: 25px; margin-left: 16px; }
.utility-nav a, .search-toggle, .mobile-contact { width: 20px; height: 28px; display: grid; place-items: center; border: 0; background: transparent; text-decoration: none; color: #222; cursor: pointer; }
.person-icon, .pin-icon { display: inline-flex; align-items: center; justify-content: center; width: 20px; height: 20px; }
.person-icon svg, .pin-icon svg { width: 20px; height: 20px; display: block; fill: currentColor; }
.search-icon { width: 14px; height: 14px; display: block; border: 2px solid #222; border-radius: 50%; position: relative; }
.search-icon::after { content: ""; position: absolute; width: 7px; height: 2px; background: #222; right: -5px; bottom: -3px; transform: rotate(48deg); }
.login-button { margin-left: 10px; padding: 11px 25px; color: #fff; background: #1c1c1c; border-radius: 2px; }
.menu-toggle, .mobile-contact, .mobile-menu { display: none; }
.menu-toggle {
  display: none;
  width: 38px;
  height: 38px;
  padding: 0;
  border: 0;
  background: transparent;
  cursor: pointer;
  position: relative;
  z-index: 8;
}
.menu-toggle span {
  position: absolute;
  left: 8px;
  right: 8px;
  height: 2px;
  background: var(--ink);
  border-radius: 2px;
  transition: transform 0.25s ease, opacity 0.2s ease, top 0.25s ease;
}
.menu-toggle span:nth-child(1) { top: 12px; }
.menu-toggle span:nth-child(2) { top: 18px; }
.menu-toggle span:nth-child(3) { top: 24px; }
.menu-toggle.is-open span:nth-child(1) { top: 18px; transform: rotate(45deg); }
.menu-toggle.is-open span:nth-child(2) { opacity: 0; }
.menu-toggle.is-open span:nth-child(3) { top: 18px; transform: rotate(-45deg); }
.search-panel { padding: 20px max(calc((100% - 1120px)/2), 24px); background: #fff; box-shadow: 0 5px 12px #0002; position: absolute; z-index: 4; inset: 96px 0 auto; }
.search-panel label { display: block; margin-bottom: 8px; font-weight: bold; }
.search-panel div { display: flex; }
.search-panel input { flex: 1; min-width: 0; padding: 12px; border: 1px solid #777; }
.search-panel button { padding: 0 24px; border: 0; color: #fff; background: var(--ink); cursor: pointer; }

.hero { min-height: 340px; display: grid; grid-template-columns: 1fr 1fr; align-items: center; overflow: hidden; position: relative; background: var(--green); }
.hero-art { width: 100%; height: 100%; min-height: 340px; grid-column: 1; grid-row: 1; display: block; overflow: hidden; }
.hero-art img { width: 100%; height: 100%; display: block; object-fit: cover; object-position: center; }
.hero-copy { grid-column: 2; grid-row: 1; max-width: 510px; justify-self: center; padding: 34px 36px; text-align: center; }
.hero h1 { margin: 0 auto 13px; max-width: 485px; font-size: 36px; line-height: 1.08; font-weight: 700; }
.hero-copy p { margin: 0 auto 23px; max-width: 460px; font: 24px/1.35 Georgia, "Times New Roman", serif; }
.button { min-height: 54px; display: inline-flex; align-items: center; justify-content: center; padding: 0 28px; text-align: center; text-decoration: none; border: 1px solid var(--ink); border-radius: 2px; font-size: 15px; font-weight: 700; }
.button-dark { color: #fff; background: var(--ink); }
.button-dark:hover, .button-dark:focus-visible { color: var(--ink); background: #fff; }
.hero .button { width: min(375px, 100%); }
.section-inner { width: min(1120px, calc(100% - 64px)); margin: 0 auto; }
.section-paper { background: var(--paper); }
.section-white { background: #fff; }
h2, h3, p { overflow-wrap: break-word; }
h2, h3 { font-family: Georgia, "Times New Roman", serif; font-weight: 700; }
.stories { padding: 70px 0 66px; }
.story-layout { display: grid; grid-template-columns: .92fr 1.08fr; align-items: center; gap: 70px; }
.story-copy h2 { max-width: 510px; margin: 0 0 14px; font-size: 36px; line-height: 1.12; }
.story-copy p { max-width: 515px; margin: 0 0 22px; font-size: 15px; line-height: 1.65; }
.story-copy .button { min-width: 263px; }
.story-media { min-width: 0; }
.featured-story { height: 300px; display: block; position: relative; overflow: hidden; background: #29251e; }
.featured-story img { width: 100%; height: 100%; display: block; object-fit: cover; }
.play-icon { position: absolute; inset: 0; margin: auto; width: 55px; height: 55px; border-radius: 50%; background: #fff; box-shadow: 0 2px 9px #0004; }
.play-icon::after { content: ""; position: absolute; top: 17px; left: 22px; border-top: 11px solid transparent; border-bottom: 11px solid transparent; border-left: 15px solid #333; }
.story-thumbnails { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; margin-top: 12px; }
.story-thumb { height: 125px; padding: 0; border: 3px solid transparent; overflow: hidden; background: #ddd; cursor: pointer; }
.story-thumb.is-active { border-color: var(--green); }
.story-thumb img { width: 100%; height: 100%; display: block; object-fit: cover; }
.reasons { width: min(1120px, calc(100% - 64px)); margin: 0 auto; padding: 48px 0 53px; display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; text-align: center; }
.reason img { width: 86px; height: 86px; object-fit: contain; }
.reason h3 { margin: 12px 0 8px; font: 700 19px/1.25 Arial, Helvetica, sans-serif; }
.reason p { margin: 0; font-size: 14px; line-height: 1.5; }
.fraud { padding: 25px 32px; }
.fraud-inner { width: min(1000px, 100%); margin: auto; display: flex; align-items: center; gap: 27px; }
.fraud-inner > img { width: 46px; height: 58px; object-fit: contain; }
.fraud h2 { margin: 0 0 5px; font-size: 23px; }
.fraud p { margin: 0; font-size: 14px; }
.text-link { margin-left: auto; color: var(--ink); font-size: 15px; font-weight: bold; text-decoration-thickness: 1px; text-underline-offset: 4px; }
.text-link span { margin-left: 7px; }

.products { padding: 70px 0 76px; color: #fff; background: var(--purple); }
.products-inner > h2 { max-width: 800px; margin: 0 auto 13px; text-align: center; font-size: 35px; line-height: 1.16; }
.products-intro { margin: 0 auto 28px; text-align: center; font-size: 15px; line-height: 1.55; }
.product-tabs { display: flex; justify-content: center; border-bottom: 1px solid #ffffff80; }
.product-tabs button { min-width: 150px; padding: 15px 22px; border: 0; border-bottom: 4px solid transparent; color: #fff; background: transparent; font-size: 17px; cursor: pointer; }
.product-tabs button[aria-selected="true"] { border-bottom-color: #fff; font-weight: 700; }
.product-panel { padding-top: 30px; display: grid; grid-template-columns: 1fr 1fr; gap: 42px; align-items: center; }
.product-links { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px 17px; }
.product-link { min-height: 116px; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 12px; color: #fff; text-decoration: none; text-align: center; font-size: 16px; font-weight: 700; }
.product-link img { width: 55px; height: 55px; filter: brightness(0) invert(1); }
.rate-tile { min-height: 265px; display: grid; grid-template-columns: 1fr 1.15fr 22px; align-items: center; gap: 20px; padding: 18px; color: var(--ink); background: #fff; text-decoration: none; }
.rate-tile > img { width: 100%; height: 100%; max-height: 230px; object-fit: cover; }
.rate-tile strong { display: block; font: 700 22px/1.2 Georgia, serif; }
.rate-tile small { display: block; margin-top: 10px; font-size: 14px; line-height: 1.5; }
.rate-tile > b { align-self: end; font-size: 24px; }

.community { padding: 68px 0 54px; }
.section-heading { max-width: 760px; margin: 0 auto 34px; text-align: center; }
.section-heading h2 { margin: 0 0 12px; font-size: 34px; line-height: 1.15; }
.section-heading p { margin: 0; font-size: 15px; line-height: 1.55; }
.community-carousel { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.community-card { min-width: 0; background: #fff; }
.community-card img { width: 100%; height: 225px; display: block; object-fit: cover; }
.community-card > div { min-height: 153px; padding: 20px 18px 23px; }
.community-card h3 { margin: 0 0 9px; font-size: 20px; line-height: 1.2; }
.community-card p { margin: 0; font-size: 14px; line-height: 1.5; }
.carousel-controls { display: none; }
.carousel-controls > button { width: 38px; height: 38px; border: 1px solid #777; border-radius: 50%; color: var(--ink); background: transparent; font-size: 18px; cursor: pointer; }
.carousel-controls > button:disabled { opacity: .35; cursor: default; }
.carousel-dots { display: flex; align-items: center; gap: 11px; }
.carousel-dots button { width: 9px; height: 9px; padding: 0; border: 1px solid #393939; border-radius: 50%; background: transparent; cursor: pointer; }
.carousel-dots button.is-active { background: #393939; }

.texas-photo { min-height: 460px; display: grid; grid-template-columns: 1.1fr .9fr; position: relative; background: var(--paper); }
.texas-image { width: 100%; height: 100%; min-height: 460px; grid-column: 1; grid-row: 1; object-fit: cover; }
.photo-caption { position: absolute; left: 25px; bottom: 17px; padding: 7px 10px; color: #fff; background: #171717bc; font-size: 12px; }
.photo-copy { max-width: 520px; align-self: center; padding: 55px 55px 65px; }
.photo-copy h2 { margin: 0 0 13px; font-size: 33px; line-height: 1.16; }
.photo-copy p { margin: 0 0 22px; font-size: 15px; line-height: 1.6; }
.photo-copy .button { min-width: 210px; }
.photo-copy .text-link { display: block; width: fit-content; margin: 18px 0 0; }

.awards { padding: 61px 0 56px; }
.awards-title { max-width: 850px; margin: 0 auto 40px; text-align: center; font-size: 34px; line-height: 1.16; }
.awards-carousel { max-width: 920px; margin: 0 auto; }
.awards .carousel-controls { margin-top: 20px; display: flex; justify-content: center; align-items: center; gap: 24px; }
.award-slide { display: none; min-height: 390px; grid-template-columns: .82fr 1.18fr; align-items: center; gap: 64px; }
.award-slide.is-active { display: grid; }
.award-slide > img { width: 100%; max-height: 320px; object-fit: contain; }
.award-art { position: relative; width: 100%; }
.award-art > img { display: block; width: 100%; max-height: 320px; object-fit: contain; }
.award-brand-overlay { position: absolute; top: 5%; left: 42%; width: 55%; min-height: 18%; display: flex; align-items: center; gap: 3px; padding: 0 2px; background: #6eaa4f; color: #fff; }
.award-brand-overlay > img { width: 18px; height: 18px; object-fit: contain; filter: invert(1); mix-blend-mode: screen; }
.award-brand-name { font: 14px/1 Georgia, "Times New Roman", serif; }
.award-brand-divider { width: 1px; height: 18px; background: rgba(255, 255, 255, 0.8); }
.award-brand-type { font: 7px/1 Arial, sans-serif; white-space: nowrap; }
.award-slide h3 { margin: 0 0 13px; font-size: 27px; line-height: 1.15; }
.award-slide p { margin: 0 0 13px; font-size: 14px; line-height: 1.65; }
.award-slide a { text-underline-offset: 3px; }

.social { padding: 42px 0; }
.social .section-inner { display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.social h2 { margin: 0; font-size: 29px; }
.social nav { display: flex; flex-wrap: wrap; gap: 13px; }
.social nav a { width: 42px; height: 42px; display: grid; place-items: center; border: 1px solid #777; border-radius: 50%; color: var(--ink); text-decoration: none; transition: color .2s, background-color .2s; }
.social nav a svg { display: block; width: 18px; height: 18px; fill: currentColor; }
.social nav a[aria-label="Instagram"] svg { fill: none; }
.social nav a[aria-label="Instagram"] svg circle:last-child { fill: currentColor; stroke: none; }
.social nav a:hover, .social nav a:focus-visible { color: #fff; background: var(--ink); }
.contact { padding: 32px max(calc((100% - 1120px)/2), 32px); display: grid; grid-template-columns: 1.15fr .85fr; align-items: center; gap: 48px; }
.contact > img { width: 100%; max-height: 300px; object-fit: cover; }
.contact-copy h2, .app-copy h2 { margin: 0 0 13px; font-size: 32px; line-height: 1.16; }
.contact-copy p, .app-copy p { margin: 0 0 22px; font-size: 15px; line-height: 1.6; }
.contact-copy .button { min-width: 170px; margin: 0 8px 8px 0; }
.button-outline { background: transparent; }
.button-outline:hover { color: #fff; background: var(--ink); }
.app-promo { min-height: 440px; padding: 45px max(calc((100% - 1120px)/2), 32px); display: grid; grid-template-columns: .9fr 1.1fr; align-items: center; gap: 50px; overflow: hidden; background: #fff; }
.app-copy { max-width: 440px; }
.store-links { display: flex; flex-wrap: wrap; gap: 12px; }
.store-links img { width: 150px; height: 45px; object-fit: contain; }
.phones { width: min(100%, 540px); max-height: 375px; justify-self: center; object-fit: contain; }

.site-footer { padding: 38px 32px 22px; color: #171717; background: #fff; font-family: Georgia, "Times New Roman", serif; }
.footer-main { max-width: 1140px; margin: 0 auto; display: grid; grid-template-columns: 1.8fr .9fr 1fr 1fr .85fr; gap: 28px; padding-bottom: 36px; }
.footer-identity { display: grid; grid-template-columns: 70px 1fr; grid-template-rows: 44px auto; align-items: start; column-gap: 24px; }
.footer-brand-mark { grid-row: 1 / 3; width: 44px; height: 44px; }
.footer-brand-mark img { width: 100%; height: 100%; object-fit: contain; }
.footer-phone { margin: 0; display: flex; flex-direction: column; gap: 8px; font-size: 18px; line-height: 1.35; }
.footer-phone a { font-weight: 400; text-decoration: none; }
.stories-logo { grid-column: 2; display: flex; width: 150px; margin-top: 9px; flex-direction: column; align-items: center; gap: 7px; color: #111; text-align: center; text-decoration: none; }
.stories-logo-brand { display: flex; align-items: center; gap: 4px; font-size: 18px; line-height: 1.2; }
.stories-logo-brand img { width: 18px; height: 18px; object-fit: contain; }
.stories-logo > strong { font: 900 18px/1.05 Arial, Helvetica, sans-serif; letter-spacing: -.5px; }
.footer-banking { display: flex; flex-direction: column; gap: 20px; }
.footer-column { display: flex; flex-direction: column; align-items: flex-start; gap: 3px; }
.footer-column h2 { margin: 0 0 8px; font: 700 19px/1.2 Georgia, "Times New Roman", serif; }
.footer-column a { font-size: 16px; line-height: 1.38; text-decoration: none; }
.footer-column a:hover, .footer-bottom a:hover { text-decoration: underline; }
.footer-locations .footer-location { margin: 0 0 14px; font-size: 19px; font-weight: 700; }
.footer-locations p { margin: 0 0 34px; display: flex; flex-direction: column; gap: 10px; font-size: 16px; line-height: 1.4; }
.footer-locations p strong { font-size: 19px; }
.footer-disclosures { max-width: 945px; margin: 0 auto; padding: 8px 0 20px; font-size: 14px; line-height: 1.55; color: #171717; }
.footer-disclosures p { margin: 0 0 14px; }
.footer-disclosures .fdic { font-weight: 700; }
.footer-bottom { max-width: 945px; margin: 0 auto; padding-top: 17px; border-top: 1px solid #d5d5d5; display: flex; flex-direction: column; align-items: center; gap: 24px; font-size: 14px; }
.footer-bottom nav { display: flex; flex-wrap: wrap; justify-content: center; gap: 10px 24px; font-weight: 700; }
.footer-bottom a { text-decoration: none; }
.footer-bottom .footer-social { gap: 26px; padding-bottom: 12px; }
.footer-social a { width: 23px; height: 23px; display: grid; place-items: center; color: #171717; }
.footer-social svg { display: block; width: 22px; height: 22px; fill: currentColor; }
.footer-social a[aria-label="Instagram"] svg { fill: none; }
.footer-social a[aria-label="Instagram"] svg circle:last-child { fill: currentColor; stroke: none; }
.footer-social a[aria-label="X"] { color: #0086a8; }

@media (max-width: 1100px) {
  .site-header { padding: 0 30px; gap: 20px; }
  .primary-nav { gap: 20px; }
  .utility-nav { gap: 16px; margin-left: 4px; }
  .footer-main { grid-template-columns: repeat(3, minmax(0, 1fr)); row-gap: 35px; }
  .footer-identity { grid-column: span 2; }
}
@media (max-width: 767px) {
  .notice { height: 30px; padding: 0 12px; font-size: 11px; text-align: center; }
  .site-header { height: 56px; padding: 0 17px; justify-content: space-between; gap: 12px; }
  .brand { gap: 4px; font-size: 31px; position: absolute; left: 50%; transform: translateX(-50%); }
  .brand-mark { width: 34px; height: 34px; }
  .primary-nav, .utility-nav, .login-button { display: none; }
  .menu-toggle { display: block; }
  .mobile-contact { display: grid; margin-left: auto; }
  .mobile-menu { position: absolute; z-index: 7; top: 86px; left: 0; right: 0; padding: 8px 23px 23px; background: #fff; box-shadow: 0 7px 12px #0002; }
  .mobile-menu:not([hidden]) { display: block; }
  .mobile-menu nav { display: flex; flex-direction: column; }
  .mobile-link { width: 100%; padding: 15px 4px; display: flex; justify-content: space-between; align-items: center; border: 0; background: transparent; text-align: left; text-decoration: none; font-size: 16px; color: var(--ink); }
  .mobile-link span { font-size: 21px; line-height: 16px; }
  .search-panel { inset: 86px 0 auto; padding: 18px; }
  .hero { min-height: 0; display: flex; flex-direction: column; }
  .hero-art { height: auto; min-height: 0; aspect-ratio: 800 / 451; }
  .hero-art img { object-fit: cover; }
  .hero-copy { width: 100%; max-width: none; padding: 25px 25px 31px; }
  .hero h1 { max-width: 480px; font-size: 29px; }
  .hero-copy p { font-size: 20px; }
  .hero .button { max-width: 100%; }
  .section-inner { width: calc(100% - 40px); }
  .stories { padding: 40px 0; }
  .story-layout { grid-template-columns: 1fr; gap: 25px; }
  .story-copy h2 { font-size: 29px; }
  .story-copy p { font-size: 14px; line-height: 1.55; }
  .story-copy .button { width: 100%; min-width: 0; }
  .featured-story { height: auto; aspect-ratio: 1.78; }
  .story-thumbnails { gap: 9px; margin-top: 9px; }
  .story-thumb { height: auto; aspect-ratio: 1.78; }
  .reasons { width: calc(100% - 38px); padding: 35px 0; grid-template-columns: repeat(2, 1fr); gap: 30px 18px; }
  .reason img { width: 68px; height: 68px; }
  .reason h3 { font-size: 16px; }
  .reason p { font-size: 12px; }
  .fraud { padding: 20px; }
  .fraud-inner { display: grid; grid-template-columns: 44px 1fr; gap: 12px 15px; }
  .fraud-inner > img { width: 42px; height: 54px; }
  .fraud h2 { font-size: 19px; }
  .fraud p { font-size: 13px; line-height: 1.4; }
  .fraud .text-link { grid-column: 2; margin: 0; }
  .products { padding: 43px 0; }
  .products-inner > h2, .section-heading h2, .awards-title { font-size: 28px; }
  .products-intro { font-size: 13px; }
  .products-intro br { display: none; }
  .product-tabs { justify-content: space-between; }
  .product-tabs button { min-width: 0; padding: 13px 9px; font-size: 14px; }
  .product-panel { grid-template-columns: 1fr; gap: 19px; padding-top: 19px; }
  .product-links { gap: 9px; }
  .product-link { min-height: 98px; gap: 8px; font-size: 13px; }
  .product-link img { width: 42px; height: 42px; }
  .rate-tile { min-height: 150px; grid-template-columns: .85fr 1.15fr 15px; gap: 12px; padding: 11px; }
  .rate-tile strong { font-size: 17px; }
  .rate-tile small { font-size: 12px; }
  .rate-tile > img { max-height: 130px; }
  .community { padding: 42px 0 35px; }
  .section-heading { margin-bottom: 23px; }
  .section-heading p { font-size: 13px; }
  .community-carousel { display: flex; overflow-x: auto; scroll-snap-type: x mandatory; gap: 14px; scrollbar-width: none; }
  .community-carousel::-webkit-scrollbar { display: none; }
  .community-card { flex: 0 0 88%; scroll-snap-align: center; }
  .community-card img { height: 200px; }
  .community-card > div { min-height: 135px; padding: 16px; }
  .community-card h3 { font-size: 19px; }
  .community-card p { font-size: 13px; }
  .carousel-controls { margin-top: 20px; display: flex; justify-content: center; align-items: center; gap: 24px; }
  .texas-photo { display: flex; flex-direction: column; }
  .texas-image { height: auto; min-height: 0; aspect-ratio: 4 / 3; }
  .photo-caption { position: static; order: 1; padding: 11px 20px; color: var(--ink); background: var(--paper); font-size: 11px; }
  .photo-copy { padding: 27px 21px 37px; }
  .photo-copy h2 { font-size: 28px; }
  .photo-copy p { font-size: 14px; }
  .photo-copy .button { width: 100%; }
  .photo-copy .text-link { margin: 18px auto 0; }
  .awards { padding: 43px 0 39px; }
  .awards-title { margin-bottom: 26px; }
  .award-slide, .award-slide.is-active { min-height: 0; grid-template-columns: 1fr; gap: 19px; }
  .award-slide > img, .award-art { max-width: 260px; height: 150px; margin: auto; }
  .award-art > img { height: 150px; }
  .award-slide h3 { font-size: 23px; }
  .award-slide p { font-size: 13px; }
  .social { padding: 30px 0; }
  .social .section-inner { flex-direction: column; align-items: flex-start; }
  .social h2 { font-size: 25px; }
  .social nav { width: 100%; justify-content: space-between; gap: 7px; }
  .social nav a { width: 38px; height: 38px; }
  .contact { padding: 21px 20px 33px; grid-template-columns: 1fr; gap: 23px; }
  .contact > img { max-height: 190px; object-fit: cover; }
  .contact-copy h2, .app-copy h2 { font-size: 27px; }
  .contact-copy p, .app-copy p { font-size: 14px; }
  .contact-copy .button { width: 100%; margin-right: 0; }
  .app-promo { min-height: 0; padding: 37px 21px 8px; grid-template-columns: 1fr; gap: 16px; }
  .app-copy { max-width: none; }
  .store-links img { width: 142px; }
  .phones { width: min(100%, 380px); max-height: 260px; }
  .site-footer { padding: 35px 21px 18px; }
  .footer-main { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 30px 19px; padding-bottom: 27px; }
  .footer-identity { grid-column: 1 / -1; }
  .footer-phone { font-size: 16px; }
  .stories-logo { margin-top: 8px; }
  .footer-banking { display: contents; }
  .footer-column { gap: 5px; }
  .footer-column h2 { font-size: 16px; }
  .footer-column a { font-size: 14px; }
  .footer-column.footer-locations { grid-column: 1 / -1; }
  .footer-locations p { display: inline-flex; margin: 0 22px 0 0; vertical-align: top; }
  .footer-locations .footer-location { font-size: 16px; }
  .footer-locations p strong { font-size: 15px; }
  .footer-disclosures { padding-top: 18px; font-size: 12px; }
  .footer-bottom { align-items: center; font-size: 12px; }
  .footer-bottom nav { gap: 10px 15px; }
  .footer-bottom .footer-social { gap: 23px; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; }
}